Maximize Your Insurance Benefits
American Medical’s Atlanta extends throughout the metro region, providing services to multiple counties, including DeKalb, Clayton, Fayette, Fulton, Gwinnett, and Henry.
This extensive coverage ensures that residents across Atlanta can access timely medical assistance when facing emergencies.
Research from the National Institute on Drug Abuse shows that for every dollar invested in addiction treatment, there is a return of between $4 and $7 in reduced drug-related crime, criminal justice costs, and theft.
When healthcare savings are included, total savings can exceed costs by a ratio of 12 to 1.
For Georgia residents with American Medical Rehab Center in Atlanta, GA, insurance seeking recovery from substance use disorders, MARR Treatment Center offers evidence-based care and collaborates with your insurance to maximize benefits and reduce financial barriers.
MARR Treatment Center: Comprehensive Addiction Recovery
MARR has built a reputation for excellence in addiction treatment through its comprehensive approach to addressing recovery’s physical, psychological, social, and spiritual dimensions.
Our Treatment Philosophy
Unlike many rehabilitation centers focusing primarily on symptom management, MARR addresses the underlying causes of addiction through:
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Long-term care model providing sufficient time for meaningful change
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Gender-responsive programming addressing unique challenges faced by men and women
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Community-based approach fostering accountability and connection
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Family healing and repairing relationships damaged by addiction
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Holistic recovery supporting all aspects of wellnessKey Treatment Programs at MARR Potentially Covered by American Medical Security
Gender-Specific Residential Treatment
MARR offers separate men’s and women’s residential programs, recognizing that gender-specific issues often play significant roles in addiction and recovery.
The residential programs include:
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Comprehensive assessment and individualized treatment planning
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Individual therapy with licensed clinicians
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Process groups addressing addiction patterns
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Life skills development
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Family therapy and education
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Medical and psychiatric care
American Medical Security coverage for residential treatment varies by policy. Authorization is typically required, and coverage limits are based on medical necessity.
Intensive Outpatient Program (IOP)
For those who don’t require 24-hour care or are transitioning from residential treatment, MARR’s IOP offers structured support while allowing clients to maintain work or family responsibilities. American Medical Security typically provides coverage for IOP services, though specific benefits depend on your policy.
Evidence-Based Practices
MARR utilizes therapeutic methods validated by research:
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Cognitive Behavioral Therapy (CBT) addressing negative thought patterns
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Dialectical Behavior Therapy (DBT) for emotional regulation
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Motivational Enhancement strengthening commitment to change
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Trauma-informed care addressing underlying trauma
Therapeutic Community Model
Unlike short-term programs focusing solely on abstinence, MARR employs a therapeutic community approach where clients:
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Live together in a supportive environment
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Practice interpersonal skills in real-time
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Develop accountability through community feedback
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Build recovery skills through daily application
Family Recovery Program
Recognizing addiction as a family disease, MARR offers specialized family programming:
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Multi-day family workshops
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Family therapy sessions
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Education about addiction dynamics
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Skills for healthy boundary-setting
Coverage for these specialized therapeutic elements varies by American Medical Security policy, with some components potentially subject to limitations or exclusions.
Coverage for Addiction Treatment at MARR
Navigating insurance coverage for substance abuse treatment can be complex, especially when seeking the right support for recovery. Understanding the specifics of your coverage is essential for those with American Medical Security Group plans.
At MARR Treatment Center, we are committed to helping American Security Insurance Company clients find the best path to recovery.
Below is an overview of the various levels of substance abuse treatment that may be covered under these plans, ensuring you are informed and prepared as you embark on your healing journey.
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Initial Assessment and Evaluation: Many American Medical Security Group plans cover initial assessments to determine the appropriate level of care, often subject to general office visit provisions.
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Medical Detoxification: Coverage for medically supervised withdrawal management may be provided when necessary, though prior authorization is typically required.
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Residential/Inpatient Rehabilitation: American Medical Security plans may cover residential treatment at MARR, with the duration and extent of coverage dependent on your specific plan and medical necessity. Prior authorization is usually required.
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Partial Hospitalization Program (PHP): Many American Medical Security plans may cover this intensive daytime treatment option, sometimes with different cost-sharing requirements than residential care.
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Intensive Outpatient Program (IOP): MARR’s IOP services are generally covered by American Medical Security plans, subject to deductible, copayment, or coinsurance provisions.
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Outpatient Counseling: Ongoing individual and group therapy sessions are typically covered under American Medical Security plans to support long-term recovery.
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Medication-Assisted Treatment: When clinically appropriate, medication-assisted treatment may be covered, subject to the plan’s prescription drug coverage provisions.
American Medical Security Group: Specialized Health Coverage
American Medical Security Group, now part of UnitedHealthcare, offers various health insurance products to meet diverse healthcare needs. While the brand has evolved through acquisitions, many policies issued under the American Medical Security name remain active, continuing to provide coverage for essential healthcare services, including treatment for substance use disorders.
For policyholders seeking treatment at MARR Treatment Center in Atlanta, American Medical Security Group plans may provide coverage across multiple levels of care, creating an accessible pathway to recovery that addresses both clinical needs and financial considerations.
Understanding Your American Medical Security Benefits for Rehabilitation
American Medical Security Group offers several types of health insurance plans that may provide coverage for services at MARR Treatment Center:
Traditional Indemnity Plans
These conventional insurance plans typically feature the following:
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Freedom to choose any provider
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Deductibles and coinsurance requirements
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Potential out-of-network coverage for specialized services
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Higher premiums for greater flexibility
Preferred Provider Organization (PPO) Plans
These network-based plans generally offer the following:
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Lower costs when using in-network providers
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Some coverage for out-of-network care
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No primary care physician requirement
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No referral is necessary for specialists
Health Savings Account (HSA) Compatible Plans
These high-deductible health plans paired with tax-advantaged savings accounts feature:
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Higher deductibles before coverage begins
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Lower monthly premiums
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Tax benefits for healthcare spending
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Coverage for qualified medical expenses, including addiction treatment
The Admission Process
Initial Assessment and Benefits Verification
When you contact MARR, our team will:
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Conduct a confidential assessment to understand your needs
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Collect your American Medical Security insurance information
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Verify your benefits and coverage details
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Explain your financial responsibility
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Obtain necessary authorizations from your insurance
This verification process typically takes 24-48 hours, providing clarity on financial expectations before admission.
Medical Necessity and Utilization Review
American Medical Security, like most insurers, requires treatment to be “medically necessary” for coverage. MARR’s clinical team works directly with insurance care managers to document necessities based on the following:
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Addiction severity
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Previous treatment history
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Risk factors
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Co-occurring medical or psychiatric conditions
MARR’s utilization review specialists communicate with the insurance company throughout treatment, providing clinical updates to secure continued coverage as your recovery progresses.
Why Choose MARR for Your Recovery Journey
Accreditation and Quality Standards
MARR maintains accreditation from the Joint Commission, meeting rigorous standards for quality and safety. Insurance providers recognize this accreditation, which may facilitate the authorization process.
Experienced Clinical Team
MARR’s multidisciplinary team includes:
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Certified addiction counselors
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Licensed therapists
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Medical professionals
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Recovery support specialists
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Many staff members in long-term recovery themselves
This combination of professional expertise and lived experience creates a uniquely effective treatment environment.
Focus on Long-Term Recovery
Unlike short-term programs, MARR emphasizes extended care and continuing support, which research links to better outcomes. Their approach includes:
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Minimum 90-day treatment recommendations
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Structured aftercare planning
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Alumni community involvement
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Ongoing recovery monitoring
Impressive Success Rates
MARR tracks outcomes and reports that clients completing their recommended treatment plan maintain sobriety at rates significantly above national averages.
Financial Considerations Beyond Insurance Coverage
Even with insurance, patients should be prepared for some out-of-pocket expenses, which may include:
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Annual deductible amounts
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Copayments for specific services
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Coinsurance percentages
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Costs for services exceeding authorized limits
MARR’s financial counselors provide transparent information about expected costs based on your specific policy before admission.
When Coverage Has Limitations
If your American Medical Security plan doesn’t cover all recommended services, MARR can help navigate alternatives:
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Appeal processes for denied claims
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Payment plans for out-of-pocket expenses
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Guidance on using Health Savings Accounts (HSAs) or Flexible Spending Accounts (FSAs)
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Connection to financing options for extended treatment
Continuing Care and Insurance Coverage
Recovery is a journey that extends well beyond initial treatment. At MARR, we prioritize continuing care, with insurance plans offering varying levels of coverage:
Structured Aftercare Programs
After completing primary treatment, MARR provides ongoing support through:
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Regular outpatient sessions
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Recovery check-ins
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Alumni community engagement
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Relapse prevention planning
Insurance coverage for these continuing care services can vary by policy, with some plans providing limited benefits for ongoing outpatient services.
Transitional Living Options
While insurance typically does not cover housing costs directly, MARR offers structured transitional living environments. Depending on your policy specifics, your plan may partially cover the therapeutic services received during this phase.
Use Your American Medical Benefits for Recovery
Addiction is a progressive condition that rarely improves without proper intervention. While concerns about insurance coverage are valid, they shouldn’t prevent seeking life-saving treatment.
MARR Treatment Center works with insurance providers, including those managing American Medical Security Group policies, to create accessible pathways to quality care in the Atlanta area.
Contact MARR today at our phone number (678) 805-5100 to learn how your American Medical Security Group insurance can help cover the costs of quality addiction treatment in Atlanta, Georgia.