Nearly 21 million Americans battle addiction, yet only about 10% receive specialized treatment. This treatment gap often stems from concerns about affordability and insurance coverage.
For Atlanta residents seeking recovery from substance use disorders or needing mental health services, MARR Treatment Center’s Cigna drug rehab center in Atlanta, GA, offers comprehensive care while working with your insurance provider to minimize financial barriers.
Cigna, a global health service company with over 180 million customer relationships worldwide, recognizes addiction as a treatable medical condition requiring comprehensive care.
Their coverage for substance abuse treatment has expanded significantly in recent years, particularly following the Affordable Care Act and mental health parity legislation requiring insurance companies to provide comparable coverage for mental health and substance use disorders as they do for physical health conditions.
Depending on your specific plan, Cigna insurance covers several levels of addiction treatment:
Medical detoxification services to safely manage withdrawal symptoms
Residential/inpatient treatment programs for comprehensive care
Partial hospitalization programs (PHP) offering structured daytime treatment
Intensive outpatient programs (IOP) allowing greater flexibility
Standard outpatient rehab for ongoing recovery support
Medication-assisted treatment for opioid or alcohol use disorders
MARR Treatment Center maintains in-network status with many Cigna plans, allowing you to access quality care while minimizing out-of-pocket expenses.
Navigating insurance coverage can be overwhelming, especially during a crisis. Here’s what you need to know about using Cigna benefits at MARR Treatment Center:
Cigna offers several health plan types that may cover services at MARR:
Cigna Health Maintenance Organization (HMO) plans typically require referrals from primary care physicians and cover in-network providers only
Cigna Preferred Provider Organization (PPO) plans offer more flexibility with provider choice, often covering both in-network and out-of-network care (though at different rates)
Cigna Open Access Plus plans combine elements of both HMO and PPO structures
Cigna Exclusive Provider Organization (EPO) plans cover in-network providers only but don’t require referrals
When reviewing your Cigna coverage for MARR’s services, pay attention to the following:
Deductible: The amount you pay before Cigna begins sharing costs
Coinsurance: The percentage of costs you share with Cigna after meeting your deductible
Copayments: Fixed amounts paid for specific services
Out-of-pocket maximum: The most you’ll pay during your policy period before Cigna covers 100% of allowed amounts
Prior authorization requirements: Many Cigna plans require pre-approval for residential treatment
MARR has provided specialized addiction treatment in Atlanta since 1975. Their approach goes beyond addressing chemical dependency to heal the whole person—mind, body, and spirit.
MARR offers separate men’s and women’s residential treatment programs, recognizing that gender-specific issues often contribute to addiction. These programs typically last 90 days or longer, providing the time needed for meaningful change.
Cigna often covers residential treatment at MARR, though the specific duration depends on your plan and clinical necessity.
Residential treatment includes:
Structured daily programming
Individual therapy with licensed clinicians
Process groups addressing addiction patterns
Life skills development
Family therapy and education
Medical and psychiatric care
For those who don’t require 24-hour care or are transitioning from residential treatment, MARR’s outpatient services offer structured support while allowing clients to maintain work or family responsibilities.
Cigna typically provides favorable coverage for IOP services, often with lower out-of-pocket costs than residential rehab programs.
What distinguishes MARR from other treatment centers is our commitment to addressing underlying issues through:
Trauma-informed care that recognizes the connection between past trauma and addiction
Dual diagnosis treatment for co-occurring mental health conditions
Community-based recovery model fostering connection and accountability
Long-term programming that allows for deeper healing
Family recovery support that helps repair damaged relationships
Spiritual development respecting diverse backgrounds and beliefs
Most Cigna plans cover these specialized therapeutic approaches when included in a comprehensive treatment plan at MARR.
When you contact MARR, their admissions team will:
Conduct a confidential assessment to understand your needs
Collect your Cigna insurance information
Verify your benefits and coverage details
Explain your financial responsibility
Obtain necessary authorizations from Cigna
This process typically takes 24-48 hours, allowing for quick admission once coverage is confirmed.
Upon admission, you’ll receive:
Comprehensive medical assessment
Psychiatric evaluation, if needed
Personalized treatment planning
Regular progress reviews with your treatment team
MARR’s utilization review specialists work directly with Cigna throughout your stay, providing clinical documentation to secure continued coverage as your treatment progresses.
MARR maintains accreditation from the Joint Commission, meeting rigorous standards for quality and safety. Cigna recognizes this accreditation as a mark of excellence, often making the authorization process smoother.
Unlike one-size-fits-all approaches, MARR offers specialized programming for unique challenges:
Professional program for licensed professionals
Young adult focus
Long-term recovery support
MARR tracks outcomes and reports significantly higher rates of sustained sobriety than national averages. Their emphasis on extended care aligns with research showing longer treatment durations correlate with better long-term outcomes.
Even with Cigna insurance, you may have some out-of-pocket expenses. MARR’s financial counselors provide clear information about:
Expected costs based on your Cigna plan
Payment options for non-covered services
Financial planning for extended treatment
If your Cigna plan doesn’t cover all recommended services, MARR can help navigate alternatives:
Appeal processes for denied claims
Payment plans for out-of-pocket expenses
Connection to financing options
Guidance on using Health Savings Accounts or Flexible Spending Accounts
Recovery extends beyond initial treatment. MARR emphasizes continuing care, and many Cigna plans offer coverage for extended services:
After completing primary treatment, MARR provides ongoing support through:
Regular outpatient sessions
Recovery monitoring
Alumni community engagement
Relapse prevention planning
Cigna often covers many of these continuing care services, supporting long-term recovery.
While Cigna typically doesn’t directly cover housing costs, MARR offers structured transitional living environments. Your Cigna plan may partially cover the therapeutic services received during this phase.
Addiction rarely improves without intervention. Despite concerns about insurance coverage, seeking help is the most critical decision you can make. MARR Treatment Center’s partnership with Cigna creates accessible pathways to quality care in Atlanta.
The journey begins with a confidential call to MARR’s admissions team. Their compassionate professionals will guide you through the assessment process, verify your Cigna benefits, and help determine the most appropriate treatment approach.
Recovery is possible with proper treatment at MARR, supported by your Cigna health insurance benefits. Thousands have found healing through MARR’s comprehensive approach, rebuilding their lives and discovering newfound freedom from addiction.
Contact MARR today at (678) 805-5100 to learn how your Cigna insurance can help cover the costs of quality addiction treatment in Atlanta, Georgia. Your path to recovery begins with reaching out—and MARR is ready to answer that call.